iOS 8 How-to: Adding a credit card to Apple Pay

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Maybe you just upgraded your iPhone to the iPhone 6 or iPhone 6 Plus or maybe you just received a notification that your bank supports Apple Pay or maybe you want to test out the service. Whatever your reason, here is the guide you should follow to add your credit and debit cards to Apple Pay.

1. Open Settings app

2. Open Passbook & Apple Pay

Passbook & Apple Pay

3. Tap Add Credit or Debit Card

Before adding your card, you should verify that your banks support Apple Pay. Check Apple’s institution list here.

Add Credit or Debit Card

4. Tap Next

Tap Next

5. Add Card

If you are adding your credit card that is already in iTunes, all you need to do is put in the security code.

You can add your card by scanning it or entering card details manually. If your credit or debit card was instantly issued (the numbers are flat and not raised up like traditional cards), the scanner will likely have problems reading it so you should enter it manually.

Add Card

6. Tap Next

Once your card scans or you enter your details manually, tap Next.

Edit Card Details

7. Adding Card

If your bank supports Apple Pay, the terms and conditions of the service will come up.

If your bank does not support Apple Pay, a prompt will appear that says “Your Issuer Does Not Yet Offer Support for This Card” so you are unable to add it. TappingĀ Learn More will open the list of all supported banks.

No Support

8. Tap Agree and Agree

Terms and Conditions

9. Verify Identity

You may need to verify your identity. For my Capital One card, I either had to call the company or use the Capital One Wallet app.

Complete Verification

10. Double Check Billing Address

In the Passbook & Apple Pay settings, tap your card and scroll down to the bottom. You’ll want to make sure that the Billing Address matches to your card’s billing address. If it doesn’t the Apple Pay payment likely won’t work in stores.

Passbook Notification

Congratulations! Your credit or debit card is now on Apple Pay. You should receive a notification from Passbook saying that your card is ready for Apple Pay.